Description Mortgage refinancing refers to a process of paying your existing debt liability by securing second from the same or different lender. Borrowers opt for refinancing their mortgage to secure better rate, increase term of loan or cash out their build equity in the house. Although mortgage refinancing is not a common practice in Pakistan, yet rising inflation in the country has convinced many middle class folks to buy Pakistan property on mortgage and later refinance this mortgage. Middle and upper class segment of society in Pakistan is growing constantly. To accommodate the this sector, government and private sector in Pakistan is busy planning and developing some of the most luxurious real estate projects in major cities. In this regard, Lake City Lahore, Bahria Town and Central Park are some of the most prominent projects. Since buying house by paying cash at the spot is becoming hard in Pakistan, many buyers are hunting houses through bank mortgages.



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